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标题: 2月11号BMO降低房贷利率 [打印本页]
作者: linafeng    时间: 2010-3-2 09:54     标题: 2月11号BMO降低房贷利率

It`s not the ``News`` any more, but I just came back to work from my one-month vacation today, love to share this with everyone!

2月11号，BMO将降低部分fixed and variable利率：



Variable rates:

To:

Change:

3 year open

3.05%

N/C

5 year closed

2.15%

-0.10%

Homeowner ReadiLine
5 year
variable rate closed
term

2.15%

-0.10%




Special Offers*

Introducing New Special Offers:
4 year(fixed/closed)3.99%NEW
7 year(fixed/closed)5.20%NEW
10 year(fixed/closed)5.35%NEW
5 year (fixed/closed)4.09%N/C



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银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:（250）405-2355  
lina.feng@bmo.com
作者: mimi    时间: 2010-3-2 10:00

5 year closed is 2.15%? really?
作者: freedom_2008    时间: 2010-3-2 12:02     标题: 回复 2# 的帖子

It is 5 years closed VARIABLE rate term.  Basically it means "prime - 0.1%" for 5 years.  The prime rate is 2.25% now, thus 2.15% from.  If the prime increases to 3.5% next month, or next year, then the plan rate would be 3.4%.  

"Closed" here means that you can not get out the plan without penalty within 5 years (but you might be able to convert it to a another plan, only with the same bank and if the bank agrees).
作者: mimi    时间: 2010-3-2 13:53

Oh, it is Variable rate,  I did not see the Variable. I see. Thank you.



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