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标题: [实用信息] 哪家银行有免费的美元信用卡 [打印本页]

作者: wuhan 时间: 2009-12-11 10:22 标题: 哪家银行有免费的美元信用卡

准备新年去美国购物.不知道哪家银行的美元信用卡不用交年费的
谢谢推荐!

作者: paulwang117 时间: 2009-12-11 10:30

RBC

作者: universal-life 时间: 2009-12-11 12:08

引用:

原帖由 wuhan 于 2009-12-11 09:22 发表
准备新年去美国购物.不知道哪家银行的美元信用卡不用交年费的
谢谢推荐!

是否免费当然是重点。
看看利息是多少？
The bank will get you one way or another.

作者: gneissee 时间: 2009-12-11 12:52 标题: 回复 2# 的帖子

恩。。。。 RBC的美元卡也免费？
俺咋不知道捏。。。

俺用的是BMO的美元卡，原来是免费的，不过据说现在也开始收费了。。。。

作者: oliver2009 时间: 2009-12-11 13:56 标题: Any one took Comm 0033 (SEA) at BCIT before ?

I would like to ask them for info.

作者: paulwang117 时间: 2009-12-11 14:03 标题: 回复 3# 的帖子

RBC need $700 deposit

作者: linafeng 时间: 2009-12-11 22:04

BMO 美金信用卡：

Bypass the cost and uncertainty of fluctuating exchange rates. Pay for your U.S. purchases in U.S. funds.

Zero liability. Feel safe from unauthorized purchases on the web or anywhere else 1
Extended Warranty & Purchase Protection 2
Acceptance at 30 million locations worldwide
Get cash advances at nearly 1 million ABM’s worldwide 3

Ideal if you travel to the U.S. frequently, live in the U.S. for more than three months, maintain a U.S. Dollar account or make online purchases from U.S. merchants.

$25 annual fee 4, additional cards free
19.5% interest rate 4
21 payment grace days 4

TD 美金信用卡：

TD U.S. Dollar Visa3 Included Benefits

Auto Rental Collision/Loss Damage Insurance -- save money when you rent a car
Emergency Travel Assistance Services-- help in a personal emergency when you are travelling
Delayed and Lost Baggage Insurance -- up to $1,000 coverage
Purchase Security and Extended Warranty Protection –protects most items when purchased with your TD Visa
Common Carrier Travel Accident Insurance -- up to $500,000 coverage for you, your spouse and dependent children
Trip Interruption Insurance

Other Valuable Features & Benefits

Optional Services
Travel Medical Insurance
Free Authorized User Cards
Chip Enabled Technology -- the security and peace of mind through the use of a personal identification number (PIN)
Visa payWave Technology -- a secure and easy contactless payment system that's faster and more convenient than paying with cash
The Power of Visa
Personal Banking Services
$39 Annual Fee
19.75% Interest Rate

RBC 美金信用卡：

The perfect option for U.S. travellers
Make transactions in U.S. funds
Earn 1 RBC Rewards point for every $1 U.S. spent
$65 Annual Fee19.5% interest rate
Minimum Annual income: $35000

CIBC 美金信用卡：

$100,000 Common Carrier Accident Insurance2
AVIS car rental discounts of up to 20% at participating locations3
Cash advances of up to $1,0004
Emergency card replacementWorldwide VISA acceptance when at over 24 million locationsIdentity Theft Assistance - get quick access to guidance and clear instructions on what to do if you suspect you're the victim of identity theft by calling 1-800-465-465324/7 roadside assistance in Canada or the mainland U.S. with no upfront fees and a market rate guarantee with Driver Assist5
$35 Annual Fee1
19.5% Interest Rate

好像就这几家有美金信用卡吧，如果有漏写的，请提示。谢谢。这年头儿，好像是没有免费的了。

-----------------------------------------------
银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:（250）405-2355
lina.feng@bmo.com

作者: 小淼儿 时间: 2009-12-11 23:20

cibc 免费

作者: 姗姗大王 时间: 2009-12-11 23:43

中国银行免费

作者: tridentheel123 时间: 2009-12-11 23:49

为啥要用USD卡呢，CAD的卡一样可以用。

作者: ericca 时间: 2009-12-14 13:00

CIBC 美金信用卡好象是19.5%
TD的错过一次pym 增加5% interest rate, 黑心得紧

作者: linafeng 时间: 2009-12-14 19:47

引用:

原帖由 ericca 于 2009-12-14 12:00 发表
CIBC 美金信用卡好象是19.5%
TD的错过一次pym 增加5% interest rate, 黑心得紧

呵呵，谢谢提醒，一下子打错了。

对mispayment 的惩罚是所有信用卡公司都很严的啦，没有哪一家是会手下留情的，我有时候都跟我的朋友说，忘了老婆生日，也别忘了信用卡的due date。呵呵。

-----------------------------------------------
银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:（250）405-2355
lina.feng@bmo.com

作者: 开吻 时间: 2009-12-14 20:20

我正在使用的就是RBC美国银行的美金信用卡。没有年费和其他任何费用。你不能在RBC加拿大的银行申请，必须从RBC在美国的分支机构申请。RBC加拿大这边也有美元信用卡，但是有很高的年费不推荐。TD也有类似的。
到目前为止，使用RBC US的信用卡从RBC加拿大账户上转美元去美国还Bill还不需要付费，但是据说以后会要手续费。

作者: fisher57 时间: 2014-7-14 22:21

chase 的credit card没有这种汇率费用，可以办一个amazon chase的

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