Features
| Mosaik MasterCard witht the Gold Reward Option | CIBC Aerogold Visa | TD Gold Travel Visa | RBC Platinum Avion Visa |
| Annual card fee | $90 | $120 | $120 | $120 |
| Additional card fee | $15/additional card | $50/additional card | $50/additional card | $50/additional card |
| Flights outside Canada? | Yes | Yes | Yes | Yes |
| Banking plan disount with card | Yes(up to $70 annual discount to your banking plan fee) | No | No | No |
| Low rate option combined with Reward option | Low rate option 11.4%($35 annual fee) | No | No | No |
| Current interest rate | 18.5% | 19.50% | 19.75% | 19.50% |
| Companion ticket | Yes | Yes | No | No |
| Ability to change features without reapplying for a card? | Yes | No | NO | No |
