linafeng

引用:

原帖由 350Z 于 2009-8-10 13:44 发表
请问在BMO申请商业账户需要携带什么文件，还有每个月package是什么样的，还有merchant service又是怎么收费的。。。谢谢

如果你是：Sole Proprietorship

What do you need to bring to the Bank?

• Personal Identification of the owner and Power of Attorney if applicable - Acceptable forms of ID
• Copy of trade name registration if applicable

如果你是：Incorporated Company

What do you need to bring to the Bank?

• Name, address, occupation or nature of primary business, and percentage ownership for any person or company with an interest of 25% or more of your business
• Name, occupation, and date of birth information, along with personal identification for up to three Authorized Signatories - Acceptable forms of ID
• Name and occupation/functional title information for any Directors or Officers
• Original or copy of business registration documents, e.g. Complete Articles of Incorporation, Company Charter, Letters Patent, etc.
• Copy of trade name registration, if applicable

如果你是：General Partnership

What do you need to bring to the Bank?

• Name, address, occupation or nature of primary business, and percentage ownership for any person or company with an interest of 25% or more of your business
• Name, occupation, and date of birth information, along with personal identification for up to three Authorized Signatories - Acceptable forms of ID
• Partnership Registration (or, where provincial law does not require registration, your partnership agreement)
• Copy of trade name registration, if applicable

如果你是：Unincorporated Association

What do you need to bring to the Bank?

• Name, address, occupation or nature of primary business, and percentage ownership for any person or company with an interest of 25% or more of your business
• Name, occupation, and date of birth information, along with personal identification, for up to three Authorized Signatories - Acceptable forms of ID
• Name and occupation/functional title information for any Directors or Officers
• Original or copy of complete Articles of Association, OR documentation confirming existence of the Association
• Resolution stating signing officers, if not addressed in Articles of Association

帐户收费，客户可以选择pay as you go，或选择银行提供的计划套餐：Small Business Banking Plan。每月$9.50，根据你的公司是收现金多还是支票多来选择你要哪一个。

The $9.50 service fee covers:

• Distinct deposit options for either cash based or cheque based businesses
• A low minimum monthly balance requirement for waiving the Plan fees
• Access to your account in-branch and through all our electronic channels
• Ability to add a Business Premium Rate Saving Account
• Value priced Davis and Henderson cheque offering for low-volume use
• A First Bank Card for Business

	More Cheques	More Cash
Monthly transaction limit	15	15
Fixed monthly Plan fee	$9.50	$9.50
Number of cheque deposits	20	10
Monthly cash deposit limit	$1,000	$4,000
Minimum monthly balance required to waive Plan fees	$4,000	$4,000
Excess transaction cost	$1.00	$1.00

在这个银行计划下，客户可同时免费设立business premium savings account。




公司稍微上了点规模了，有一定的月交易量的话，可以选择Value Plan中的一种：

The Details

• FirstBank® Card for Business
• Online banking access
• Telephone banking access
• Unlimited account balance and account history inquiries through BMO Bank of Montreal Instabank® /Instabank EXTRA® machines, telephone banking or online banking
• Monthly statement with cheques images returned
• Around-the-Clock Deposit access with no initial set-up fee
• Bank confirmations
• Interest certificates

Value Plans

Plan 1 2 3 4 5 6 In-branch monthly deposit limit1 0 0 0 0 0 0 Monthly transaction limit1 2 20 35 50 75 125 200 Fixed monthly plan fee $ 15 24 34 44 85 125 Fee waiver3 minimum balance $ 5,000 9,000 13,000 17,000 32,000 45,000 Monthly cash (note) deposit limit4 $1,000 3,000 5,000 7,000 10,000 15,000 Monthly cheques deposit limit4 10 20 30 50 70 100

为了帮助小企业客户走出他们创业的第一步，我们银行更提供New Business Start-Up Package ，提供头三个月的Free Banking。

At BMO Bank of Montreal we understand how tight money can be for a new business. To help in the success of new ventures, we offer the New Business Start-Up Package. Enroll in an Everyday Banking for Business Plan and we'll waive the fixed monthly plan fee for the first three months of the Plan account's operation regardless of the minimum monthly balance in the account.

The Details

• An initial supply of cheques is provided
• See the Everyday Banking for Business Plan section to discover the plan that best suits your needs.
• The New Business Start-Up Package is available only to small businesses in their first 9 months of operation.

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银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:（250）405-2355   
lina.feng@bmo.com

linafeng

向在BMO已经有business account又或者打算开business account的各位企业老板们通告一声：

BMO现在正在做promotion，只要拥有三个商用账户产品：支票账户+储蓄账户+信用卡，即可获得6个月free banking。

如果之前已经拥有了商业支票账户的朋友，现在也只要再开储蓄账户+信用卡，也可获得6个月free banking。

好消息是储蓄账户和信用卡都是免费的。 而且原来business credit card的利息是可以这么低的，我最近帮客户申请了第一张商业信用卡，年利率才3.9%啊。

优惠到12月底止。

详细情况可与我联系。


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银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:（250）405-2355   
lina.feng@bmo.com