freedom_2008

不知道都包含什么，只知道不包含什么

MSP不包含以下items:
- 18岁以上的视力检查，眼镜
- 牙医
- 按摩，理疗，针灸，自然疗法 （少数低收入家庭除外**）
- 住院单人房间
- （无原因）体检
- 药费（但中低收入家庭医生处方年药费超标后有报销）
- 流感，旅游疫苗

** 见楼下，谢指教。

freedom_2008

人在外省出差上学可用本省医卡看病。去加国外玩儿最好要买旅游医险，因本省包的会很少。  当然在工作有单位医保的，MSP不包含的一般都会包在单位医保里了，包括医生处方药。

如无单位医保或私人医保，MSP会给你包药费的话，你肯定是少数人物了（如药费比较高且收入又比较低），不然省里付不起的，因资金是来自大家交的MSP费和税收。所以政府的钱都是老百姓自己交的钱，大家互相帮助而已。

http://www.health.gov.bc.ca/msp/infoben/benefits.html#notcovered

Services Not Covered by MSP MSP does not provide coverage for the following:

• services that are deemed to be not medically required, such as cosmetic surgery;
• dental services, except as outlined under benefits;
• routine eye examinations for persons 19 to 64 years of age;
• eyeglasses, hearing aids, and other equipment or appliances;
• prescription drugs (see PharmaCare);
• chiropractic, massage therapy, naturopathy, physical therapy and non-surgical podiatry services (except for MSP beneficiaries with premium assistance status);
• preventive services and screening tests not supported by evidence of medical effectiveness (for example, routine annual "complete" physical examinations, whole body CT scans, prostate specific antigen (PSA) tests);
• services of counsellors or psychologists;
• medical examinations, certificates or tests required for:
  • driving a motor vehicle
  • employment
  • life insurance
  • school or university
  • recreational and sporting activities
  • immigration purposes

Note: The Ministry of Health provides funding through regional Health Authorities for hospital programs, mental health and addictions services, and residential/assisted living. For information about ambulance services, see B.C. Ambulance Service. For information about assistance with prescription drug costs, go to PharmaCare.